First college tuition bill due?? Me, too. In a little more than a month, we’re going to have to come up with more money all at one time than we have since we bought our home. We’ve always said that we’d help our kid pay for school. I know we sort of assumed that there would be something helping us help our kid pay for school. We naively thought there would be the easily accessibly low-interest rate student loans that were available for us. We were wrong. There is almost nothing.